Notice of Mortgage Foreclosure - Miller
NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:
September 29, 2023
MORTGAGOR: Jerome A. Miller and Emily Miller, as joint tenants.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Carrington Mortgage Services LLC its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded October 6, 2023 Wabasha County Recorder, Document No. 353926.
ASSIGNMENTS OF MORTGAGE: Assigned to: Carrington Mortgage Services, LLC. Dated February 24, 2025 Recorded March 5, 2025, as Document No. A358700.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100603723005830811
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Carrington Mortgage Services LLC
RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC
MORTGAGED PROPERTY ADDRESS: 719 South Oak Street, Lake City, MN 55041
TAX PARCEL I.D. #:
220077700
LEGAL DESCRIPTION OF PROPERTY:
That part of Lots 6 and 7, Block 72, Lake City, Wabasha County, MN, described as follows: Beginning at the SEly corner of Lot 6, Block 72, City of Lake City, at intersection of Oak and Minnesota Streets; thence NEly along the SEly side of Lot 6 a distance of 80 ft.; thence at right angles NWly a distance of 80 ft.; thence at right angles SWly a distance of 80 ft. (in Lot 7) to Oak Street; thence along the SWly side of Lots 7 and 6 a distance of 80 ft. to the place of beginning. Said property is also described as follows: The SWly 80 ft. of Lot 6 and the SWly 80 ft. of the SEly 20 ft. of Lot 7, Block 72, City of Lake City, Wabasha County, MN.
COUNTY IN WHICH PROPERTY IS LOCATED: Wabasha
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,994.53
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 14, 2025 at 10:00 AM
PLACE OF SALE: Lobby of the Sheriff’s Main Office, 848 17th Street East, Wabasha, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2025, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: March 10, 2025
Carrington Mortgage Services, LLC
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE
& BARBEE, P.L.L.P.
Attorneys for Mortgagee/
Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
85 - 25-001714 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Lake City Graphic
on March 20 & 27,
April 3, 10, 17 & 24, 2025